For fantasy football managers in the Capital Region, Week 13 marks the important week of the regular season. Some managers have been successful enough that Week 13 is more about who their team will face off with in either the opening round or semi-final round if your team has clinched a bye. Other managers have already been mathematically eliminated for a chance at this year's title. For most of us, Week 13 will represent whether or not your team will play in the 2020 playoffs. How competitive is your league this season? Are just two teams battling it out for the final spot? Is it three? Four? Have you changed the rules this season for playoffs because of COVID-19? Plus who should be the players you start to clinch that playoff spot?

This week is the 13th edition of the 2020 season of WTF (What the Fantasy) podcast. Hosted by CBS 6's Chet Davis, 104.5 The Team's Tom "Goz" Goslowski, and fantasy insider Kyle Ray, this weekly podcast will help you win your fantasy football matchups each week.

You can share some of the questions you want the guys to answer next week on the podcast by leaving a message on the FREE 104.5 The Team app which you can download below.

Enter your number to get our free mobile app

Or you can leave your submission for why you believe your Capital Region fantasy football league has been the most competitive this season by tweeting at

@WhatThe_Fantasy

@TomGozz

@Ray8134

@1045theteam

The What The Fantasy Podcast will be posted throughout the NFL season exclusively on 1045Theteam.com and on the FREE 104.5 The Team app. Check back later this afternoon to listen to this week's complete edition.